Get In The Arena!
Budgeting, Debt Snowball Steve Watkins Budgeting, Debt Snowball Steve Watkins

Get In The Arena!

I’m not referring to Rupp Arena in Lexington or the YUM Center in Louisville, Kentucky. I’m talking about the arena of life, and specifically our financial lives.

Check out this quote from Theodore Roosevelt’s speech titled "Citizenship In A Republic", delivered at the Sorbonne in Paris, France on April 23, 1910.

"It is not the critic who counts;

Read More
How Do I Save for College?
College Savings, Debt Snowball Steve Watkins College Savings, Debt Snowball Steve Watkins

How Do I Save for College?

Lots of seniors have just graduated high school or are about to. Parents are doing their best to help their kids make the transition toward adult independence, and a college education seems like a real necessity these days.

These recent graduates must be thinking about all the exciting things they will get to experience at college. They are surely thinking of all the new things they will learn. They are likely wondering what their first job out of college will be. It may be their first real bout of independence.

Read More
Stimulus Checks Are Coming… Oh My!

Stimulus Checks Are Coming… Oh My!

Several friends and family members have mentioned to me that they've received their stimulus checks from the IRS within the last week or so.  Many are also receiving income tax refunds around this time.  As a result, I've been reflecting on the best way to manage this money, and I suppose others are too.  So allow me to share my thoughts and recommendations.

Read More
Navigating Personal Finances Amidst COVID-19
Budgeting, Debt Snowball, Emergency Fund, Fearless Steve Watkins Budgeting, Debt Snowball, Emergency Fund, Fearless Steve Watkins

Navigating Personal Finances Amidst COVID-19

I'm continuing my theme of overcoming fear.  Why?  Because, it is so difficult to make rational decisions when we are in a state of fear.  It's important that we remember 1 Timothy 1:7, where we are reminded the God has given us a spirit of Power, of Love and of Sound Judgement.  Let's break down this verse…

Read More