Lots of seniors have just graduated high school or are about to. Parents are doing their best to help their kids make the transition toward adult independence, and a college education seems like a real necessity these days.

These recent graduates must be thinking about all the exciting things they will get to experience at college. They are surely thinking of all the new things they will learn. They are likely wondering what their first job out of college will be. It may be their first real bout of independence.